Everything you ever wanted to know about getting a mortgage
A comprehensive overview of the fundamental concepts and aspects of mortgages. Our aim is to empower you with the information you need to make informed decisions and embark on your mortgage journey with confidence.
Navigating the mortgage application process can seem daunting, but with the right knowledge and preparation, it becomes more manageable.
Explore the important factors that influence mortgage rates and delve into the various terms. Finding the right mortgage rate and understanding the associated terms are crucial in making informed decisions about your home financing.
Learn the importance of down payments, various down payment options available, and how they impact your mortgage terms. Additionally, we will dive into the concept of closing costs, explaining what they entail and who typically bears these expenses.
Hello Mortgage is a trade name of InterContinental Capital Group, an Equal housing Lender, 265 Broadhollow Rd Suite 105, Melville, NY 11747; NMLS ID. 60134; FHA Lender ID 23789-0000-2; VA Approval No. 018131-00-00; Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: www.nmlsconsumeraccess.org. CA DBO Finance Lender Law License 603B915. *Disclosed rate assumes 1.99 discount point(s) and a $907,500 purchase price and respective 30-year purchase loan on an owner-occupied single family residence in California. Minimum 760 FICO credit score, 80% loan to value with no subordinate debt and a debt-to-income ratio less than 40.00%. Loans are subject to underwriting approval and program guidelines. The term realtor is a registered trademark of the national association of realtors.